Macroeconomic Variables Affecting Citigroup Incorporated Research Paper

Macroeconomic Variables Affecting Citigroup Incorporated - Research Paper Example In contrast, a lower interest rate has the effect of increasing the demand of the credit services provided by the bank because it reduces the cost of acquiring the loan (Vaish, 2012). Another factor that determines the demand of the credit services provided by Citigroup Corporation is the gross domestic production (GDP) growth. The gross domestic production implies the total production experienced in the general economy of a country. The GDP affects the demand of the credit services offered by Citigroup Corporation because it determines the interest of the customers to seek a financial loan. If the GDP growth is high and increasing, it implies the income generation of the individuals is increasing. Consequently, the demand of the credit services offered by Citigroup will increase since more investors will be willing to borrow the loan because investing opportunities are increasing. In contrast, when the GDP is declining the demand of the credit services offered by the company reduces . The demand of the credit services decreases during recession period because the investing opportunities are decreasing for investors to borrow. Per capital income is another macro-economic variable that affects the supply of the credit services offered by the company. The per capita income implies the average income a country’s population earns (Sargent, 2009). Accordingly, the per capital income variable affects the supply of the credit services provided by Citigroup because it determines the deposit customers are willing to deposit in a given period. If the per capita income is high, the volume of customers deposits increases enhancing the ability of the company to supply the credit services in the market. In contrast, the supply of the credit services offered by the bank reduces when the per capita income of the population decreases because the volume of customer deposits will be lower. Similarly, the unemployment rate is another macro-economic

No topic Assignment Example | Topics and Well Written Essays - 750 words - 7

No topic - Assignment Example A crucial conversation is a discussion between two or more people where stakes are high, opinions vary, and emotions run strong and the outcome greatly impacts their lives. To turn a potentially bad crucial conversation into a productive one, one would first need to consult their heart about what they want to achieve and what they don’t want. Everyone involved should have all the right motives and try as much as possible to stick to the goals of the conversation. Secondly, there is the aspect of taking safe steps, such that when the rest of the people involved in the dialogue resort to violence or silence, one should pull out of the discussion and only return when it is safe. Only then can one continue with the matter being discussed. Thirdly, it is important for one to master their stories. They should be in control of their story as they narrate it, and be able to understand their emotions and manage them in the best way during the course of the discussion. The fourth step i s to ensure that you stay your path when you are convinced you are right. Exploring other people’s paths may also prove useful as a way of eliciting feedback. The last step is to take action. Information interviews serve a number of purposes. One of the purposes of information interviews is that of fact-finding; seeking to find as much information relevant to a situation being studied as possible. An information interview can only be said to have succeeded if an environment or a climate is created in which the people being interviewed can volunteer information. In essence, nobody should be coerced into saying anything or providing any information they may not be will to share. The questions of an information interview should be made simple in terms of language use and content. The questions should be precise. The questions shouldn’t put the interviewee in a situation where they struggle to figure out what any